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男爵府

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發表於 10-12-6 12:44 |顯示全部帖子
原帖由 大力大力 於 10-12-6 12:38 發表


查實退休年齡最好定 50歲,因為 50 後找工作好困難,所以年青時第一是慳,第二是慳,第三也是慳。。試想一下,年青時洗 200 容易,到六十歲叫你賺 200 ,就難死!! ...


But now many people can live until over 90 years old!! My parents-in-law and parents all are over 80 and even 90. Though old people have very long life, they need a lot of money to see doctors and buy medicine for long term illness!!

Now only people over 65 years old can enjoy seniors benefits, so if retire at 50, it seems too early! I guess our generation would have to retire by 65 at least!


男爵府

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2#
發表於 10-12-7 10:27 |顯示全部帖子
原帖由 eeb 於 10-12-6 17:13 發表
25歲開始工作40年,65歲退休,當有85歲命,即儲40年內要儲多20年既生活費,就算退休後會用少d錢,唔計通漲,都差唔多要儲1/4至夠退休。

不過我仍住我d退休生活唔會用好多錢,因為而家最大支出係兩個仔(到時都做嘢啦)、供養家人(有 ...


No, the largest expense after retirement is medical expense. All old people have some kind of illness, usually they have to spend a few thousands every month on doctors and medicine. If no money, you can only wait and wait... say a few years for a small operation in the public hospital...

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