Can I tranfer the money to her if our banks are different ? Mine is HSBX. But as i know she cannot open the account at there because she does not have the min. amount to open it. ??
China Bank (HK) can handle Helper's account, no minimum, only services charges if they use bank service, no charge if they withdraw or put in the money by ATM. But you have to bring her contract, passport, ID and your address document..... etc.
That's why I pay cash + sign pay slip.