各位我係咪好衰呢 ??
=> yes, very very.... 衰
If I was your 99, I won't trust you (and your husband) anymore.
99銀行d錢全寫老公名,it is because 99 trust his son. It will make her disappointed if you 唔好問99, 自己係銀行囉 99's $......
If you have a good relationship with your 99, then ask your 99 to borrow some $ to you.
If the relationship between you and your 99 is bad, then don't use her $. Borrow from the bank /your parents/ friends/ relatives.
If no $, then don't employ 倍月. I believed that there are a lot of mother haven't employ a 倍月and they are still alive......